FAQ's
We value openness and want you to feel confident about our services. Take a moment to explore our Frequently Asked Questions to learn more about our security and charges, and how easily you can withdraw instant cash from your credit card.
Everything You Need to Know
VedhaPay’s Spot Cash on Credit Card service in Hyderabad allows you to instantly access cash using your credit card limit. Simply visit our location or share your details via WhatsApp. After a secure verification process, complete the transaction online using your credit card, and the funds will be transferred to your bank account immediately.
Absolutely! You have the flexibility to select the amount you wish to withdraw, up to the available limit on your credit card.
Yes, we prioritize the security of your Account and Card information. All transactions are processed with an OTP (One-Time Password) verification step, ensuring safe and secure transactions.
Bank charges may vary based on the amount withdrawn, but there are no hidden charges or GST from our side. The amount swiped will appear the same on your next credit card bill. For example, if you withdraw ₹1,00,000, your upcoming credit card bill will reflect ₹1,00,000 (subject to any applicable bank charges).
Our service supports a wide range of credit cards, including those from HDFC, RBL, One Card, ICICI, Axis, Standard Chartered, Citi Bank, Federal Bank, SBI, Yes Bank, IDFC, AU Bank, IndusInd, HSBC, Kotak Mahindra, and more.
The process is very fast. Once you provide your bank account details and credit card details, the funds are transferred instantly to your bank account. The total process typically takes around 10 minutes.
You’ll need to provide your credit card, bank account details, and one valid ID proof such as Aadhar, PAN Card, or Voter ID. A small test deposit may be made to your account during the verification process for added security.
Reward points for the transaction are subjective to the bank's decision. Some bank credit cards offer rewards, while others do not.
We believe in complete transparency. Our service fees are clearly communicated upfront with no hidden charges. Currently, we’re offering a promotional service fee of just 1.8%.
Example:
Amount withdrawn: ₹1,00,000
Service fee @1.8%: ₹1,800
Amount you receive: ₹1,00,000 - ₹1,800 = ₹98,200 to your bank.
Yes, the charges may vary depending on the type of credit card you use. However, you will be informed of the charges before you proceed with the transaction.
